Please see attached documents regarding the National Negotiations. Please remember when looking at the proposed increases: CSX paid $300 million to a guy who has one foot in the grave and the other on a roller skate, to turn around a company that had record profits for the previous 3 years.
2017 Ratification Contract Summary – 12-5-2017
TCU Coalition-IAM 2018 Initialed Agreement
Here is how this translates for you.
Annual Deductible
Current Deductible In-Network:
$200 per individual and $400 per family Effective February 1, 2018, $325 per individual
and $650 per family
Effective January 1, 2019, $350 per individual
and $700 per family
As you can see when you do the math your cost go up the first year, 125.00 per individual and 250.00 per family, the second year 150.00 per individual and 300.00 per family.
Current Deductible Out of Network:
$300 per individual and $900 per family Effective February 1, 2018, $650 per individual
and $1,300 per family= $350 and $400 increase
Effective January 1, 2019, $700 per individual
and $1,400 per family= $400 and $500 increase
Coinsurance – Out-of-Pocket Maximums
Current Deductible In-network:
$ 1000 per individual and $2000 per family Effective February 1, 2018, $1,800 per individual
and $3,600 per family =$ 800 and $1600 increase
Effective January 1, 2019, $2,000 per individual
and $4,000 per family = $1000 and $2000 increase
Current Deductible Out of Network:
$2000 per individual and $4000 per family Effective February 1, 2018, $3,600 per individual
and $7,200 per family= $1600 and $3200 increase
Effective January 1, 2019, $4,000 per individual
and $8,000 per family=$2000 and $4000 increase